Q. What can I use the funds for?

A. As long as the funds required are for the majority of business purposes, you can apply. If not, Function Money will assist in finding suitable funding for you.

Q. What if I have listed defaults?

A. No discrimination is considered if you may have a few defaults. Each application is considered on its individual merits.

Q. Can I have funds today?

A. In most circumstances if the funds are required immediately, funding will take place the same day (time permitting)

Q. Is it going to take days for my application to be approved?

A. No. Generally is all information required has been supplied, approval will be within hours. Most banks will give conditional approval on the spot and then take weeks to finalise.

Q. Can Function Money visit me?

A. Function Money understands that time is of the essence for small business operators and will visit you on your premises, usually within hours of your enquiry if required.

Q. What if I only need the funds for a couple of days?

A. Funding can be for as little as one day. Sometimes our clients are waiting for payment themselves but need extra cash to make sure things like wages are paid on time.

Q. How much can I borrow?

A. Ask us about how much you need, but as a rule of thumb we fund $10,000 to $200,000.

Q. How long will the application process take?

A. If you have all the documentation we require, the application process will only take approximately 15 to 30 minutes. Your unconditional approval may take up to 2 hours.